Are you considering a roadside assistance plan? If not, you should be.
After all, 95% of drivers in the US have experienced an unexpected vehicle breakdown at least once. The reasons range from the simple—a flat tire—to the more complex: an unidentifiable mechanical error.
This situation is a highly feared one among the population. When your average drivers were interviewed, the numbers suggested a lack of confidence in car maintenance and a heavy reliance on things like roadside assistance. Forty-seven percent of drivers feel “overwhelmed” or “helpless” when there’s an issue, and another 62% become anxious.
Finally, a whopping 40% of drivers call for a tow truck or—you guessed it—roadside assistance.
Your roadside assistance options are plenty, so which should you choose? These are some of the best features to look for when shopping for a plan.
1. Look for a Company That Provides 24/7 Assistance
You never know when you’ll need roadside assistance—that’s why you need it to begin with!
Because of that fact, it’s crucial to look for a company that offers flexible hours, i.e., a 24-hour schedule that can accommodate even the most inconvenient times, because that’s when you’ll truly need the help.
That’s not a tall order, either, and many businesses offer it—it’s important to find out ahead of time, though. Learn more about every business’s offerings before you commit to paying for their policy. Offering assistance anytime is a key indicator of a dedicated company.
2. Know Their Towing Policies
Towing is one area that could end up costing you big-time if you’re not considering it.
Your average towing company typically charges a base fee, which can range from $50 to over $100 per the first five or ten miles. After that, they’ll charge you on a per-mile basis, which can be anywhere from $2 to $4 a mile. In that way, a towing bill can quickly add up.
So, be sure to ask any roadside assistance supplier what their policy is. Make sure it’s something you can afford in case you ever need towing for an unexpectedly longer distance.
3. Consider Your Needs
Roadside assistance policies, just like other insurance policies, tend to vary in price. The plans change based on the vehicle, your needs and budget, and what services you want to pay for. Do you need a higher-end policy or a simple one?
Before you begin shopping for a provider, know the answer to this question. You might already have certain assistance provided with your auto insurance—or not. Make sure you’re aware of your coverage options before you begin shopping, which can help you prepare to compare and contrast.
Get a Roadside Assistance Plan—Before You Need Roadside Assistance
There are several common roadside emergencies. You won’t want to wait until you actually need roadside assistance to start considering a plan. Rather, this type of assurance takes forethought.
With that being said, use our guide to find the best roadside assistance plan for you. Drive safely with that peace of mind!
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