MA had previously announced plans to file the lawsuit, which is seeking unspecified civil penalties and other relief.
Chopra says what he calls the "meltdown at Equifax should be a wake-up call" to consumers about the outsized role credit reporting companies play "without our consent".
The correct link to use to check on potential impact through this breach is www.equifaxsecurity2017.com.
The breach involved TALX, which is Equifax's human resources and payroll service.
Whether your name is listed on the breach or not, financial experts say it's okay to check your credit score.
Equifax is a global information solutions company that uses trusted unique data, innovative analytics, technology and industry expertise to power organizations and individuals around the world by transforming knowledge into insights that help make more informed business and personal decisions.
Although the misspelled link likely wasn't intentional on Equifax's part, it demonstrates just how easy it is for attackers to trick consumers - even the company's own support team was fooled.
Healey filed the lawsuit on Tuesday in Suffolk Superior Court.
The software engineer said it only took 20 minutes to build an exact copy of Equifax's website.
An Equifax spokesperson told Bloomberg BNA Sept. 19 that although the company doesn't comment on ongoing litigation, it is "cooperating with federal agencies, regulators and state attorneys general".
The Equifax data breach is not only a nightmare for all of the people involved, it also has become a money-maker for the three major credit-reporting services.
Consumers can also receive free credit reports, upon request, by contacting Equifax or TransUnion. The costs of those vary by state. Essentially, if you've ever engaged in any financial undertaking requiring a credit report, your social security number, address, birth date and potentially even your personal financial information has been compromised due to Equifax's poor cybersecurity and the negligent way in which the credit reporting agency responded to its hacking.
Equifax Canada's president and general manager Lisa Nelson apologized to consumers whose data may have been compromised. The company also said its internal investigation is ongoing and it continues to work closely with the Federal Bureau of Investigation in its investigation, according to the press release.
And Ed Mierzwinski of U.S. PIRG (Public Interest Research Group) says when it comes to choosing a credit bureau, consumers have no choice. The company promptly engaged a leading, independent cyber security firm that has been conducting a comprehensive forensic review to determine the scope of the intrusion, including the specific data impacted, reads a statement from the company. Experian will be waiving fees for removing and placing security freezes until November 21.
On Aug. 21, 10 times as many Equifax options were bought than in the entire month of July.
Consumers should be vigilant and diligent. How many Americans working multiple jobs will now have to take time to dispute fraudulent activity on their credit histories due to this hack of Equifax?